Transferring money from Beeline to a card: different methods. Mobi Money Beeline - A simple and convenient way to make mutual payments Mobi money Beeline money transfers

All the money of Beeline clients that is on their mobile account can be used not only to pay for communication services, but also for expenses during purchases. You can send to other subscribers, transfer and withdraw via bank card, electronic wallets and other methods.

How to withdraw money from your phone at a Beeline ATM

Subscribers can withdraw funds from their mobile balance through ATMs. To do this, you need to follow the algorithm of actions:

1. Submit a request for withdrawal. To do this, send a text message to number 7878, indicating the word RUB and the amount to withdraw from the account.
2. Confirmation. The subscriber is sent a message with instructions to confirm the action.
3. Next, a message will be sent to the number containing a PIN code. With its help, subscribers can withdraw funds from an ATM.
4. Withdrawing money. To do this, the client needs to go to an ATM that has the designation “Beeline Money”. In the ATM menu you indicate your phone number and the code from the message for debiting.

Similar actions can be carried out not via SMS, but through the website of the Beeline operator. There are restrictions on the terms of the transfer. For ATM withdrawals there is a fee of 5.95% of the withdrawal. The withdrawal procedure does not take more than 5 minutes. The write-off amount can be from 100 rubles and above, but not more than 5,000 rubles.

Transferring money to a Beeline mobile account

You can even send funds to your phone to other operators and to CIS countries. The procedure is not complicated, but there are certain rules:

1. When transferring to Beeline clients, the operation is carried out instantly. The sender's commission is 3%, and the minimum amount is 15 rubles.
2. For other operators, the application processing time is 5 minutes. Commission 7.95%. The minimum that can be sent is 10 rubles.
3. When sending to CIS countries, the minimum amount is 100 rubles.

You can use the operator’s website, where everything is clear. The main thing is to select the parameters and fill in the required lines.

You can also use the sending method via SMS. To do this, you need to send an SMS to phone 7878, indicate the recipient’s phone number in the body of the letter and write the transfer amount separated by a space. The number is indicated after 7. After sending the message, a response SMS will be sent for confirmation.

To a bank card

Bank cards such as Visa, MasterCard and Maestro are suitable. The method is very simple, because you do not need to use ATMs or applications. Commission for transfer to card is 5% of the total amount. A subscriber can send from 50 rubles, the operation lasts from 5 minutes.

To do this you need:

1. Send a text notification to service number 7878, where you indicate the Visa, MasterCard and Maestro card, its number and the amount of funds. Example message: Maestro 1111222233334444 1250.
2. After entering all the data, you need to wait for an SMS confirmation with instructions. Follow all instructions from the SMS and wait for the money to be sent.

Transfer to card may be slightly delayed. It depends on the bank and how busy the line is. Sending takes from 5 minutes to 5 days.

Beeline clients can also send money directly from the site. In the menu you need to indicate the card number and enter an amount of up to 14,000 rubles, then confirm your data by entering a captcha.

If you have a large amount of funds on your mobile balance, you can send part of the money to an electronic wallet. The operation can be carried out through:

1. Beeline operator website. To do this, you need to select an electronic wallet from the possible options, then indicate the wallet number and fill in the remaining data that will be required for the successful completion of the operation. The procedure may take up to 5 minutes.
2. Telephone. Send an SMS to 7878, in which you indicate the wallet number without the letter “R” and the replenishment amount. After sending, a response SMS is received with instructions for completing the actions.

A commission of 8.5% is charged for the service, it is debited from the mobile balance - from 10 rubles, and credited to the wallet in full.

Transfer of money to CONTACT, UNISTREAM and Russian Post collection points

Beeline subscribers can transfer funds from their phone account to the following points:

1. Russian Posts.
2. UNISTREAM.
3. CONTACT.

You can send to the CIS countries using the last two delivery points for free, because no commission is charged. But transfers within Russia are possible through all issuing points. Through Russian Post, the time to process the application is 3-7 days, the commission is from 2.6%. The main advantage of the method is that subscribers can order money delivery service from the branch directly to their home. At any delivery location, the minimum amount to send is 100 rubles.

1. Send a message by phone 7878, in which enter cont, country code, indicate the sender's full name and passport details, then enter the recipient's full name and indicate the amount, at the end indicate the currency (dollars, euros or rubles). For a visual example, the message looks like this: Cont ua Petrov Petr Petrovich 123456 Ivanov Ivan Ivanovich 250 USD.
2. You can find out the country code on the operator’s website, but if sending within Russia, then it is not necessary to indicate the code.
3. Next, you will receive an SMS on your phone with instructions for further actions and confirmation of your intentions.
4. When the operation is completed, the client will receive a confirmation SMS with information about the operation.

When transferring through UNISTREAM, you need to do everything by analogy with the instructions described, but uni is indicated at the beginning of the message, and the currency is not indicated at the end. The rest of the algorithm is similar.

To use Russian Post pick-up points, you must go to the page http://moskva.beeline.ru/customers/how-to-pay/oplatit-so-scheta/. In the open menu, fill in all the details and press the payment button. After this, a confirmation SMS will be sent to your mobile phone. The number 1 confirms the transfer, 0 – refusal to carry out the operation. After agreeing, the necessary funds are debited from the balance with a commission, and the subscriber receives an SMS confirmation.

Convenient, flexible and safe tool for payment for goods and services, as well as money transfers:

• from personal accounts of subscribers of operators, cellular communications (MTS, MegaFon, Beeline, Tele2);
• from bank cards (VISA, MasterCard, NSPK), including auto payments and direct payments;
• electronic wallets;
• cash at retail checkouts.

Payments of funds to individuals:

• to bank cards;
• to personal accounts of subscribers of operators, cellular communications;
• at Russian Post offices;
• at retail checkouts.

The company JSC "MOBI.Money" was founded in 2009 by the developers of Russia's first electronic payment technology PayCash, who have more than 15 years of experience in creating systems for non-cash payment for goods and services.

Since 2013, the MOBI group of companies has included the non-bank credit organization MOBI.Money, which provides a risk-free system for transferring funds without opening bank accounts for organizing instant electronic and mobile payments. Having your own payment NPO allows you to pursue a flexible commercial policy and offer clients partnership on favorable terms.

The main investor of the MOBI group is VTB Capital. Investment management".

The functioning of the company's payment services is ensured by its own processing center.

Key characteristics of the processing center:

• Processing payment transactions of various types (offline, online).
• Various sources of funds.
  bank cards of international payment systems, funds from a subscriber's account of a cellular operator, electronic money, cash.
• Compliance with modern security standards, annual certification of the Payment Card Industry Data Security Standard (PCI DSS).

The universal payment platform "MOBI.Money" integrates with any potential customer, be it a mobile operator, a bank, an online store or a retail chain. The presence of flexible integration makes it possible to quickly and at minimal cost expand the list of services convenient for clients.

Mission:
provide convenience and reliability, minimize costs and contribute to the business development of our partners.

Advantages:

• Availability of flexible integration.
• Focus on customer needs.
• Reliability.
• Channel security.
• Many years of experience in the market.
• Constant search for mutually beneficial cooperation with the customer.
• White-label solutions.
• Result-oriented.

Key areas of activity:

• Mobile commerce.
• Payments on the Internet, e-commerce.
• Money transfers.
• Payments.
• Payments in retail.
• Transport projects.

Solutions for mobile
and e-commerce:

Processing of electronic and mobile payments "MOBI.Money" is annually audited for compliance with the international data security standard of the payment card industry - PCI DSS (Payment Card Industry Data Security Standard).

"MOBI.Money" is represented on the official registers of Visa International and MasterCard Worldwide.

MOBI.Money is a product of advanced technologies

Versatile and flexible platform;
- Simple and easy to use payment solution;
- High speed of operations;
- Guarantee of the highest level of transaction security;
- 24/7 technical support for users via toll-free number.

MOBI.Money is a profitable cooperation

Attracting new users, including those for whom it is not possible to open a bank account;
- Increasing customer loyalty by expanding the services provided and increasing the convenience of paying for goods and services;
- Reduced costs by simplifying the payment acceptance procedure, transparent financial model;
- Formation of the client’s personal transaction history;
- Write-off of client funds - immediately, crediting to the company account - several days;
- Fast and free implementation of the payment solution.

NPO "MOBI.Money"

The MOBI group of companies includes the non-bank credit organization MOBI.Money, which provides a risk-free system for transferring funds without opening bank accounts for organizing instant, electronic and mobile payments. Having your own payment NPO allows you to pursue a flexible commercial policy and offer clients partnership on favorable terms.

JSC "MOBI.Money" is the copyright holder of the intellectual property of PayCash

PayCash technology is widely used in Russia and abroad. Pay Cash is in demand in the payment solutions market due to its high level of reliability provided by specialized patented protocols for the protection, storage and processing of information.

Patents and certificates

The company was founded by the developers of Russia's first electronic payment technology, PayCash, who have more than 15 years of experience in creating systems for non-cash payment for goods and services

MOBI.Money is the official acquirer of Alipay in Russia

October 2017 - the MOBI.Money group of companies received the status of an official partner of Alipay in Russia. This partnership allows Russian trade and retail enterprises, without additional costs for equipment, to accept payments for goods and services using Alipay, based on standard cash register equipment and the MOBI.Money technological solution.

NPO "MOBI.Money"

In December 2013, the non-banking credit organization "MOBI.Money" received a license from the Bank of Russia. The founder of the NPO was MOBI.Money CJSC.

Year of birth CJSC "MOBI.Money". The company was founded jointly by Mobile Payment Systems LLC and VTB Asset Management CJSC.

The “Mobile Payments” project was created in the Infocommunication Union, established by telecom operators. As part of the project, under the leadership of Ivan Kuznetsov, scientific research was carried out on the topic of mobile payments, the results were presented within the framework of specialized meetings of the Ministry of Information Technologies and Communications and the State Duma of the Russian Federation. The result of the project work was the creation of a basis for the development of mobile payment systems in Russia.

The year can be called the year of birth of the mobile payment industry in Russia. For the core development of the Mobile Wallet project, Mobile Payment Systems LLC was established. Active interaction with all telecom operators and widespread introduction of mobile payment technology begins.

In the Yandex.Money system, together with Beeline, the “Mobile Wallet” project was launched - the first implementation of mobile payments in Russia.

The Bank of Russia issues the first and at that time the only registration certificate in Russia for the issue of electronic money – the prepaid financial product “PayCash”.

The Yandex.Money system was created on the basis of the PayCash payment system. Yandex.Money LLC is established, a joint venture between Yandex and Alkor PayCash.

Pay Cash became a laureate of the National Intel Internet Award of the Russian Internet Academy in the “New Technologies” category, as well as a diploma winner (2nd place) of the “Business Site” competition in the “Finance and Economics” category and a diploma winner of the “Intel: innovation in education” competition.

Launch of the PayCash payment system and establishment of its operator, Alkor PayCash OJSC.

The reliability and security of PayCash technology was highly appreciated by the Counterpane Systems cryptography center. Counterpane Systems CEO Bruce Schneier is an internationally recognized expert cryptographer and information security specialist, and his Center advises the FBI, CIA and the US Department of Defense on information security and cryptography issues.

The history of the MOBI.Money group is closely intertwined with the history of the formation of the electronic payment industry itself in Russia...

We are excellent gardeners
growing our client base and partner income

Ivan Kuznetsov
General manager

Ivan Kuznetsov, CEO of MOBI.Money, has many years of experience in the field of innovative systems for non-cash payment for goods and services.

Kuznetsov is one of the creators of Russia's first electronic payment technology, PayCash, on the basis of which the Yandex.Money system was subsequently created. Co-founder of the American B2Bits Corp, acquired by EPAM Systems in 2007 and the iDealer payment system, currently known as Money-Money.

Ivan actively participates in the development of the regulatory framework of the Russian electronic payment industry. He is not only a successful entrepreneur, but also an accomplished scientist: candidate of physical and mathematical sciences, holder of eight patents for inventions in the field of electronic payments. Author of numerous scientific publications.

Irina Tkachenko
President

As president of MOBI.Money, Irina Tkachenko is responsible for the company’s strategy and expansion of the partner network in all areas of activity. Before moving to MOBI.Money in 2012. Irina Tkachenko worked at Aeroflot - Russian Airlines OJSC as a sales director. Irina has also established herself as one of the most experienced managers in the telecommunications industry.

From 2007 to 2011 As CEO, she headed the Intervale Group of Companies, Russia’s largest service provider providing services in the field of electronic and mobile commerce for government or commercial organizations and individuals.

From 2003 to 2007 she worked in management positions at MTS: as commercial director of MTS in Belarus, then as director of partner relations at MTS-Russia, after which she led the development of sales throughout the MTS group.

Kirill Sursky
Development Director

Kirill Sursky at MOBI.Money heads the company’s project office and is responsible for the development and launch of new products and the development of the company’s payment platform.

Kirill began his professional career in the banking sector - he worked at Russian Credit, CreditTrust and Russlavbank banks. In 2000, Kirill joined a team of professionals who founded the PayCash payment system, on the basis of which the Yandex.Money system was subsequently created.

Since 2003, Kirill has headed the Moscow office of the company, operator of the Yandex.Money payment system. And from 2006 to 2012 he held the position of executive director of Yandex.Money. At the beginning of 2013, Kirill joined MOBI.Money as development director.

Ekaterina Lapaeva
Director of Financial Services

At MOBI.Money, Ekaterina Lapaeva heads the direction of payment services using bank cards, including responsibility for developing relations with the banking sector.

For more than 10 years, Ekaterina worked in the development of payment services of cellular operators, including at MTS, where Ekaterina was first responsible for the development of payment infrastructure, then for the launch and development of services for paying for goods and services of third parties using funds on the balance sheet personal accounts of subscribers.

Ekaterina also worked in large financial institutions: at the VISA company she oversaw the direction of money transfers between individuals, at the Rossiya joint-stock bank she was responsible for the development of an agent network for accepting payments from individuals.

Alexander Evdokimov
Director of Mobile Commerce

At MOBI.Money, Alexander Evdokimov is responsible for strategically important business areas - mobile commerce and merchant aggregation.

Alexander Evdokimov has been with the MOBI.Money team since 2013. Alexander has successful experience in the field of information technology and payment services since 2010. Prior to this, Alexander worked in senior positions in telecommunications companies for more than 7 years: Beeline - business development manager; MTS - Director of the Sales Department.

Ivan Sergeev
Technical Director

Ivan Sergeev has been working at MOBI.Money since 2008. At the company, he oversees the technical operation of the system.

In total, Ivan worked in the field of information technology for about twenty years. Before joining MOBI.Money, in 2008, he worked as a technical director at the iDealer Processing Center, developing and supporting payment services.

Ivan worked for several years in various positions at SPN Digital, where he was involved in the development of online versions of SPN Publishing House magazines, the development of content provisioning and SMS services. Ivan took part in the launch and holding, together with MTS, of the first All-Russian SMS Olympiads. And at the very beginning of the 2000s, Ivan participated in the development of websites for the Government of St. Petersburg, the Leningrad Region, and significant cultural projects - the websites of Tsarskoye Selo and the Amber Room.

Artyom Filchugov
Director of Pilot Projects

Artyom Filchugov at MOBI.Money heads the direction of new products and pilot (MVP) projects.

Artyom began his career in information technology in 2000 as a programmer developing software for banks and the Ministry of Finance.

From 2006 to 2012 he worked at Playfon, subsequently becoming director of products and marketing. In 2009, Playfon launched a joint project with MOBI.Money for subscribers of the Beeline operator.

Artyom was a co-founder and co-investor of technology projects MoAction, LetMePay, Witget and Mobi Cat.

In 2016, Mobi Cat and Codero launched a joint project of an affiliate program for MOBI.Money, aimed at attracting partners to expand the audience of mobile services.

As part of the merger of the business processes of Codero and MOBI.Money in 2018, Artyom moved to MOBI.Money.

Mikhail Nodov
Director of Information Technology

Since 2012, Mikhail Nodov has been in full charge of information technology at MOBI.Money.

Subordinate to Mikhail are the development departments for processing, storefronts, virtual cards, gateways, internal software development, as well as the testing department. Mikhail coordinates the work of all development departments, and also organizes the allocation of resources for projects, controls the timing and quality of development.

Before joining MOBI.Money, Mikhail spent about 10 years developing software for cellular operators. Mikhail participated in the development of large federal projects for mobile operators such as Beeline, Megafon, MTS and Tele2.

In the beginning there was PayCash…

In 1998, a group of graduates from the Faculty of Physics and Mechanics of Leningrad State University, led by the current CEO of MOBI.Money, launched the PayCash project.

To determine the optimal payment model on the Internet, all payment solutions that existed in the world at that time were analyzed.

PayCash became the first project in Russia to create electronic money for the Internet. It was a digital analogue of cash offline: anonymous, inexpensive, reliable and did not require an intermediary in the form of a bank when making payments. The technology development group was led by mathematician Ildar Khamitov.

The PayCash payment system was launched in 2000.

The PayCash system is based on the classic “digital cash” technology of David Chaum (e-cash system). Digital cash is a perpetual secure digital certificate that can be used for payments over the Internet and is backed by ordinary money at the time of presentation. The basis of Chaum's system was the so-called “blind” signature. The issuer placed such an electronic signature on a digital certificate, without knowing who initiated the issue and where this certificate was sent. The system was distributed: most of the information was stored not on the central server, but on user servers, which made operations less expensive. To protect against copying and to ensure anonymity, each “electronic coin” issued was changed after each transaction.

PayCash was based on Chaum's technology, but also had a number of its own original improvements. Patents were obtained in Russia, the USA and other countries, which confirmed the originality of the development of the PayCash authors.

The system technology has been examined by the world's leading cryptography centers, which confirmed the patent independence of PayCash from Chaum's technology. Chaum himself also praised PayCash's original ideas.

The security of PayCash technology has been highly praised by the CounterpaneSystems cryptography center. CounterpaneSystems CEO Bruce Schneier is an internationally recognized cryptographer and information security expert, and his Center advises the FBI, CIA and the US Department of Defense on information security and cryptography issues.

The PayCash electronic payment system was built on the following principle: the system was based on a processing center and software applications - wallets, which were installed on users’ computers. The processing center performed the functions of depositing and withdrawing money into the system and confirmed the authenticity of digital money at the time of the transaction. Certificates were generated in user wallets.

System security was ensured by a complete audit of operations and reliable closure of private information. All transactions were signed with the keys of three parties (sender, recipient, processing center) and were additionally encrypted. This meant that the system was protected from both external hacking and operator errors.

Data could be stored and processed distributedly in wallets on users' computers, and not just on a central server. Therefore, there was no need to use special expensive servers.

The system's features and benefits have been highly praised by the Internet community, and the system has received several prestigious awards, including the National Internet Award in 2000. Many experts noted the revolutionary nature of such a system for the Internet. However, after the September 11 terrorist attack, attitudes towards anonymous payments changed dramatically, and requirements for payment systems and banks became more stringent. The project management decided to move away from anonymity and to further develop a system based on web wallets.

Almost 20 years after the launch of the project, it can be argued that the system created then was significantly ahead of its time in its qualities. The demand for digital money appeared only in the late 2000s, along with the massive distribution of laptops, smartphones and tablets, and the growth of e-commerce and mobile commerce. Bitcoins, based on blockchain technology, have become widespread in this wave. The PayCash system is somewhat related and precedes the blockchain: for example, in both systems, asymmetric encryption and hash functions are used. But there are many differences. It can be argued that in some properties, for example, in the speed of transactions, PayCash is superior to Bitcoin.

Summary data on the results of a special assessment of working conditions at workplaces at MOBI.Dengi JSC:

JSC "MOBI.Money" on the basis of the Federal Law of the Russian Federation dated December 28, 2013 No. 426-FZ "On a special assessment of working conditions" conducts a special assessment of working conditions. Based on the results of the assessment, the working conditions of workers according to the degree of harmfulness and (or) danger are divided into four classes - optimal (class 1), acceptable (class 2), harmful (class 3) and dangerous working conditions (class 4).

MOBI.Dengi JSC has organized work to familiarize employees with the results of a special assessment of working conditions at their workplaces.

You can make a money transfer from your mobile number. But mobile operators do not actively highlight this function itself, because not everyone knows how to transfer money from Beeline to a card. Among other operations, withdrawal of funds is one of the most popular.

Almost all subscribers have the opportunity to use services for withdrawing funds. However, the function is available to those who are at least 14 years old. This norm is regulated by current legislation. There are other restrictions that will prevent you from receiving a sum of money:

• The account owner has the opportunity to transfer funds only to 5 different Sberbank cards.
• You can make a transfer from two cards at once to only one account.
• There are clear financial restrictions on translation. At one time, the amount is limited from 50 to 14,000 rubles.
• Restrictions on withdrawal of money within a day in the amount of 14,000 rubles, month and year - 40,000 rubles.

If you violate one of these rules, the system automatically blocks the transfer and reports an error.

Commission

A small commission is often charged for providing services. A money transfer from a mobile phone to a bank card is no exception. Depending on the amount sent to the card, the final commission will differ. If the transfer is equal to or less than 1000 rubles, then a fixed cost of 50 rubles will be required to pay for the services. In other cases, the commission amount will be based on 5.95% of the transfer amount + 10 rubles.

Transfer through the official website money Beeline ru

But here you can also transfer money from Beeline to a card in a few minutes. When you go to the appropriate tab, you must select which payment system the card belongs to: MasterCard, Visa or Maestro.

To transfer you must indicate:

• bank plastic card number, usually 16 or 18 digits;
• phone number from where the transfer will be made;
• indicate the amount of the money transfer.

The website automatically calculates the write-off amount and adds the cost of the commission in advance. This way you can immediately understand whether you are satisfied with the terms of the transfer or whether you should refuse and use another method. If you are ready to pay the indicated amount, then agree by clicking on “Pay”. Afterwards, an SMS message will be sent to your phone confirming the operation. This additional protection allows you to avoid errors when filling out data.

Transfer money from a Beeline phone to a card via SMS

Sometimes, you may encounter a situation where you need to transfer money faster, but you don’t have a computer or tablet at hand. A good option would be the ability to directly transfer funds from a mobile phone to a Sberbank card. The operator has long provided the opportunity to use the SMS service for instant financial transactions.

To transfer funds to a bank card using your phone, you need to send a text message to 7878.

The SMS should consist of just a few pieces of information: the payment system code, the amount of the money transfer and the bank card number where you are sending the money.

Data must be written exactly, separated by regular spaces. You should not use periods and commas; the system does not recognize them well. The transfer amount is indicated in rubles and without the designation of kopecks.

Sometimes you may encounter a problem when you don’t know which payment system your card belongs to; this is especially common when sending money to someone else’s card. Finding a solution is simple, just write “card” in the message and the money will be sent to the owner of the plastic card.