How to create a dollar wallet on webmoney. How to create a Webmoney wallet

Webmoney is a reliable and practical system, but sometimes there are questions about the interface. In order to shed light on incomprehensible functions, to figure out what currencies Webmoney works with, we suggest that you read this article.

Currencies that Webmoney works with

Webmoney wallet currencies are as follows:

All currencies can be freely converted to others, but the conversion rate is not the best. This is a kind of payment for quality, speed of service and reliability. Money can always be withdrawn to bank cards, in any available currency.

We should also mention WMX and WMG wallets. These Webmoney currency designations do not have real money equivalents. The WMX wallet is designed to store cryptocurrencies, it can be useful for people who earn money online, but it is not necessary for an ordinary user.

The WMG wallet stores money in the form of banking gold. It should not be touched if you do not work with precious metals. True, gold is very stable. If you need to save a large amount for a long period of time, you should consider this option.

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Obtaining a high-level certificate

Registration on the site is simple. After registration, a dollar wallet (WMZ) is automatically created, and a pseudonym passport is also assigned. Passports are created to indicate the level of customer verification. In other words, the higher the level of the certificate, the more reliable and trustworthy the user is considered.

The capabilities of the pseudonym passport are severely limited. In fact, you can only use an already created dollar wallet. To create other currency wallets, you will need to obtain at least a formal passport.

At first glance, this may seem insecure, but do not worry, all data is confidential. They are requested for the safety of users, in order to prevent fraud. After entering the data, you will need to upload a scan of your passport and wait a bit. Usually, within a day after confirming the information, the administration issues. It is enough to work with all currency wallets.

How to create a Webmoney currency wallet

So we got to how to create a currency wallet on WebMoney. On the main page in the finance tab, at the very top there is a button:

When clicked, the menu for creating a wallet will open. In it, you need to select the wallet currency, agree to the terms and that's it. The new wallet is ready. The name will consist of a letter denoting the currency and twelve digits. These data should be recorded if you plan to actively use electronic money. In addition to the wallet number, you need to know the WMID. This is a personal account number, it is located in the upper right corner.

To replenish any wallet, it is not necessary to have the required currency on the card. Funds are converted automatically when deposited to the account at the rate of Webmoney.

Currency conversion between wallets

And now about how to choose a currency in WebMoney. Currency exchange is available in the Webmoney system. You can exchange funds on all existing wallets.

Before converting currencies to WebMoney, you need to open a panel with all wallets. Then select the one on which you want to exchange funds, and as shown in the figure above, click on "transfer funds". A tab with rates will open where you can make an exchange. Remember, the exchange is made at the tourist rate, which is higher than the bank rate.

Working with Webmoney accounts is not as difficult as it might seem at first glance. It is worth remembering a few simple rules and working with money on the Internet will become fast, convenient and efficient.

Firstly, keep all the necessary data at hand (wallet numbers, passwords). The moment you need them, it's best to have quick access.

Secondly, you should not save time by saving the password in the browser. The risk of losing funds is not compensated by a couple of saved minutes.

Third, use skills develop with practice. The more operations you carry out, the better and easier they will be.

If after reading the article you still have questions on how to change the currency in your WebMoney wallet, I recommend watching this video below. It shows the exchange of currencies between Webmoney wallets.

The WebMoney payment system needs no introduction. She was the first to start her work in Russia and neighboring countries. However, time goes by, the design of WM changes, new functions are added, modern technologies are being introduced.

And, despite the fact that WebMoney has been working for quite a long time, still many do not know what a WMZ wallet is and how to work with it. This will be discussed further in this article. You will learn what a Z-wallet is, how to create it, find out its number, features and much more.

What is WMZ in WebMoney

So, the first thing to do is answer the question: WMZ - what kind of currency is it? And for this you need to understand the mechanisms of this payment system. There is no usual understanding of "Money". In this wallet, instead of them, there are conventional units, which are called title units. These title units can correspond to different types of currencies. At the same time, the title characters are stored in the corresponding wallets.

WMZ is a dollar wallet designed to work with US dollars.

In fact, these are the same dollars, but in digital form. Their rate corresponds to the rate of real USD, they can be spent paying for goods and services in foreign online stores, they can be withdrawn to the appropriate bank card or account.

How to create a WMZ WebMoney wallet

The question of how to add a dollar wallet to WebMoney has its own nuances. The thing is, not everyone can do it. And the reason is that to get started you will need to get at least . And for this you need to fill in your data and upload a copy (photo) of your passport. Only after that you will be able to create additional currency accounts.

It should be noted that this can be done in two ways:

  • Via Keeper WinPro.
  • Via Keeper Standard.

Both options are pretty simple and straightforward. But, Keeper WinPro has a more user-friendly interface and advanced features.

At the same time, you need to remember that it is impossible to create a VMZ wallet. In the mobile application, you can only add an already created invoice so that the program displays it.

Conclusion

Regarding the withdrawal of title units of a WMZ wallet, it should be understood that if you plan to transfer funds to a bank card or account, then the card must be in dollars. There is no automatic conversion here. You must convert the currency yourself, and only then withdraw it. At the same time, not everyone can withdraw WebMoney VMZ. Here, much depends on the type of certificate, which must be at least formal.

Exchange

If you have a WebMoney Z-purse, you can change these title units to another currency. And, absolutely in any direction. The main thing is that you have wallets for the necessary currencies. We discussed how to create them above using the example of a dollar account. Like any other operation, the exchange can be performed in three ways:

  • Via Keeper Standard.
  • Via Keeper Mobile.
  • Via Keeper WinPro.

Each of the methods can be convenient in a given situation. But in general, if you are at home and working on a computer, then it is better to use Keeper Classic (aka WinPro), as it has the most convenient and intuitive interface.

Regarding the conversion, you should be aware that the exchange rate differs from that set by the National Bank (NB). There are different ways to do this:

  • Through the WM exchange.
  • Through built-in sharing tools.

Information for those who have not read: any information sooner or later becomes irrelevant. If you notice that something of what we have described below is not the way you see it in practice, please contact us for support. We will definitely help, and we will correct the texts with pictures. New recruits will thank you! Go...

WMID is a kind of your registration number in the system, which in turn can have several WebMoney wallets different type.

You can only transfer between WebMoney wallets one type. That is, you can transfer money from your Z-wallet to the Z-wallet of another member of the system. But you cannot transfer money from Z-wallet to R-wallet and so on. You can use the link to convert.

With the theory finished, let's move on to practice. Let's create what we want WebMoney wallets.

After registering in the system, we, as you remember, got into your account. If for some reason the window was closed by you, go to the https://my.webmoney.ru/ page again and log in by entering your email address or mobile phone number, as well as a password (we came up with it during registration and remembered it. Or maybe even recorded somewhere). Go to tab Finance and click on plus.

On the new page that opens, in the right column, we indicate which type WebMoney wallet we need. We read the text of the agreement and check the box "I accept the terms". Click the button Create.

If at creating wallets type WMU or WMR you do not see them among those proposed for creation, then you will need to receive and upload a photo of the document to the system server.

Sometimes users encounter the error " This account already has a wallet of the specified type". In this case, just log out of your account and log in again: the cached information will be updated and you will see the current state of the wallets.

Note, that when creating some WebMoney wallets various errors may occur. For example, you may be asked to go to the website of the certification center https://passport.webmoney.ru and provide your passport details. In other words: instantly and free of charge. If you received a formal passport, but you are still asked to provide passport data, upload a photo of your document to the server and wait for the verification of the data provided by the certification center administrator. Verification of documents takes up to two business days.

We pay special attention to the fact that in order to create a WMB wallet, you must first obtain at least an initial passport, otherwise you will constantly receive an error. The procedure for obtaining such a certificate in the WebMoney system we. Obtaining a certificate when creating this WebMoney wallet prescribed by the laws of Belarus, which require only verified users to make online payments.

If you need to create another type WebMoney wallet, then click the "Create" link again and repeat the procedure.

To find out the number WebMoney wallet and the balance on it, open the "Wallets" tab in your account. Rooms WebMoney wallets we have indicated in the screenshot below in blue, and the amount in green.

Rooms WebMoney wallets if necessary, you can write it down somewhere, this is not secret information. In order to get money for the right WebMoney wallet, just tell his number to your correspondent. It will be possible to withdraw funds from the wallet and receive cash (real) money later on.

Let's move on to learning the procedure that will often be required of you - on various services.

You have become a member of the WebMoney Transfer system by installing a special WM Keeper program that allows you to communicate with other users and make money transfers between wallets. The difference between a WebMoney wallet and the one we use in everyday life is that it is virtual, and the money (wm - webmoney) that is on it is not paper, but electronic.

There are currently 9 types of wallets in the Webmoney Transfer system:

Z-purse or "dollar". The money that is in it is equivalent to US dollars. Members of the system call them WMZ.
- R-purse or "ruble". WMR - equivalent to Russian rubles.
- E-wallet. WME - Euro equivalents.
- U-purse or "hryvnia". WMU - equivalent to Ukrainian hryvnia.
- B-wallet. WMB - equivalent to Belarusian rubles.
- Y-purse. WMY - equivalent to Uzbek sums.
- G-purse. WMG - gold equivalents. WMG
- C and D-wallets are used to receive and issue a loan (about these wallets - in another article).
1WMZ=1 US dollar;
1WMR=1 Russian ruble;
1WMG=1gram of gold;
1WME=1 euro and so on.
All of the above wallets consist of a letter (Z, R, E, U, B, Y, G, C, D) followed by 12 numbers. In order to create a wallet, you need to launch the WM Keeper program. Under your name, find the menu, select the second tab on the left - “WALLETS” (after “correspondents”) and click on it. The bookmark will be empty. Right-click in an empty window and select "Create" from the menu. In the appeared window "You do not have any WM-purse" press the "Next" button.

After that, a window will appear in which you can select the type of wallet to be created. Choose the type of wallet that suits you and at the bottom, in the “name” field, give a name to your wallet (Z-wallet can be called “dollar”, U-wallet - “hryvnia”, etc.). Then, click "Next".

Check the box next to "I accept the terms of this agreement" and click "Next". The system will inform you that the wallet has been successfully created. Once you have created a wallet in one currency, you can create wallets for other currencies. You can create several wallets in one currency within your WMID in order to make it easier to track payments for different services, projects, etc.

Credit purses of type C and D can only be created in a single copy. If you have Keeper Mini installed, you can only create one type of each wallet. Credit wallets type C and D are not available in Keeper Mini.

It is important to remember that transfers in the system can only be made between wallets of the same type.
For example - only from Z-wallet to Z-wallet, from R-wallet to R-wallet.
It is not possible to transfer money from R-wallet to U-wallet and so on.
Let's say you have only WMU, but you need to transfer to another member of the WMR system, you can exchange WMU for WMR and, after exchanging the currency, transfer money to the R-purse. You can also do with any other kind of WM.

You have created a Z-purse and you want WMZ to be transferred to it. To do this, you must tell the person who will make the transfer your Z-purse number, be sure to indicate the letter “Z” before its 12-digit number. For example - Z623456789112. WILL BE WRONG!!! - if you just enter a 12-digit wallet number. The same is true for other types of wallets.

If you have got yourself two wallets in the Webmoney payment system in rubles and dollars, then sooner or later it will be necessary to exchange WMR for WMZ and vice versa. Our article will tell you how to correctly convert rubles into dollars in Webmoney. We have given three ways to make a transfer, the first is easy, the other two are a little more difficult.

Click on the menu button at the top of the program, find the line: "exchange WM* for WM*". Click on it, a transfer window will pop up, first indicate the Z-format dollar wallet, then select the R-format ruble wallet, from which we transfer.

Now specify the amount in rubles and the program will immediately give out the amount in dollars necessary for the exchange, you can do it and vice versa. Just below you will see the current exchange rate and the system reserve. Then click the "Next" button. Confirm the transaction by entering the captcha and in a few seconds the system will transfer the funds to your WMZ wallet.

Photo instruction

  • Step 1
  • Step 2
  • Step 3
  • Step 4

Video instruction

Specialized exchangers

Automatic exchanger monitoring services, such as BestChange.ru, will help you choose the right rate. Go to the service website and select the exchanger with the best rate. A randomly selected site with BestChange makes transfers at the rate of 1 WMZ = 60.39 WMR (including a commission of 60.87 rubles).

  1. If you see negative reviews that do not receive a response from the administrator, then you should not choose such a service. I note that this is a rare case, usually the owners respond to the claims of their users and solve the problems that have arisen.
  2. If you notice that the reserve of the exchanger is zero or close to it, then do not rush to change the currency here. The transfer will be delayed until the reserve of the exchange machine is replenished, so it is better to choose another option.
  3. Please note that some exchange offices operate in manual or semi-automatic mode, so you will not be able to quickly transfer WMR to WMZ. If possible, choose an automatic service.
  4. View information about the WM identifier (WMID). The correct option is a passport of a seller, registrar, cash machine or Capitaller, but a personal passport will also work. The higher Webmoney BL, the better. WMID, of course, without claims or lawsuits. Here are the main characteristics of a reliable WM-identifier.

WM exchange. Exchanger

This is the official WebMoney service for the automatic exchange of title units (WMR, WMZ, WME, etc.) between system participants. By going to the site, you will see a list of applications, select the appropriate rate for making a transaction, enter the exchange data and click the "Pay application" button. Funds will arrive in a few seconds.

Among the advantages of WM. Exchanger: independent creation of applications at your rate, instant exchange process. At the time of this writing, the most profitable order for 1 WMZ required 59.8 WMR (including commission of 60.28 rubles).

If you want to learn about the reverse exchange, i.e. how to convert dollars to rubles in Webmoney, then the above methods will definitely work in this case.

Results

If you need to receive a small amount of dollars in exchange for rubles, then you can transfer the currency in the Webmoney Keeper program. It's fast, convenient and reliable. But if you have a task to transfer large amounts or simply need the most profitable option, then you should definitely use the WM exchange. Exchancher or third-party exchangers. Remember, a penny saves a ruble!