Cashback - what it is in simple words and which Cash Back services are best to use. Cashback - what is it in simple words? Cashback service top

Cashback- accurately translated from English as money back. In other words, this is the opportunity for each online buyer to return a certain percentage of the purchase amount and thus save their money. Such services help people who are big fans of online shopping spend less money and receive a percentage of their purchases.

Is it worth using cashback services and which one to choose?

The Internet has long taken over a large part of our lives. Accordingly, every year the quality of services that we can receive thanks to the World Wide Web improves more and more. Today it is very convenient to shop without leaving home and have the opportunity to save your money. I am just a person who believes that this kind of shopping is very accessible and simple, and if you use cashback services, you will also be confident that the product you purchase will reach its destination exactly as you expect to receive it.

Considering all these advantages, I, as a confident user of such services, believe that using them is the best way to get a quality product or service for a reasonable price. At the moment, there are a large number of such services developed on the Internet that provide not only refunds, but can also provide information about the reliability of the seller, etc. After a long and diligent analysis, I compiled TOP 9 the most profitable cashback services of 2019 - and included here:

Letyshops - One of the most profitable

Letyshops is a good Aliexpress cashback, which offers cooperation with a huge number of online stores and provides money back from 1% to 15%. A huge advantage of this service is that when you register, you, as a new user, are connected for 7 days Premium account.

This increases your cashback by 30%. Letyshops.ru also gives you the opportunity to invite friends using an affiliate link to register on the service’s website and subsequently receive 15% of its cashback.

Thanks to this service, I have been successfully shopping online for months now and am very pleased with the results. A nice feature on Letyshops.ru is that it is possible to receive special Lety codes. With their help, the buyer can increase his cashback percentage.

a registration bonus is provided;
accessible and pleasant interface;
favorable terms of cooperation;
large selection of stores;
presence of a referral system.

To summarize, I can only say that using this Aliexpress cashback service is a pleasure. All services are reliable and high quality. The service also took care of the comfortable and unhindered withdrawal of saved money in several ways: PayPal, WebMoney, QIWI wallet or Yandex.Money. It is also possible to transfer funds to a mobile phone or directly to a Visa or MasterCard bank card.

EPN - Reliable and stable

One of the oldest and proven sources of cashback, which has proven itself to be a reliable and profitable service.

At the moment you can find 21 offers here, including Aliexpress, GearBest, Asos, Aviasales, M.video, Ozon and others. Each offer has different rates, if you take Aliexpress in Russia, then the income will be from 3.6 to 15% of the order amount.

Applications for payments must be submitted by the 15th of the current month. If you submit your application later, the payment will take place next month.

What are the advantages of this service:

Good cashback percentage;
Payments are made without zedrzhek;
Convenient to withdraw money;
Frequent addition of new offers.

Megabonus - Regular promotions and profitable referral program

Megabonus is one of the largest cashback services operating all over the world. Its catalog contains more than 800 stores with cashback, including AliExpress, Tele2, liters, Bukvoed, Sportmaster, Rozetka, Adidas, Svyaznoy and many other online markets. The interface is available in Russian, Spanish and English.

I have been using megabonus.com for more than a year now and I can definitely say that its unique advantages are:

The “Refer a Friend” program, thanks to which you can receive up to 50% from a referral’s cashback;
Regular promotions appearing on the main page of the site;
Cashback up to 40% on purchase;
Small minimum payout of $1.5;
The interface is convenient and understandable even for a beginner who is not familiar with refund services.

Registration is fast and free. Withdrawals are made to electronic wallets Yandex Money, Webmoney, QIWI. Residents of Ukraine and Russia can withdraw money to bank cards in the country, but in this case the minimum amount will be $15. Russians will be able to withdraw funds to the mobile account of operators Beeline, MTS, Megafon, Tele2.

Admitad - Service for professionals

Admitad began its work back in 2010. Since then, many, many different online stores, services and applications have appeared on the site with which you can make money. But if you use a standard set from well-known stores, you can make good money and withdraw money to a card or e-wallet. A very good option for owners of information platforms and websites.

I would include the following points as advantages:

A huge number of offers from online stores all over the world!;
Constant promotions and discounts;
Convenient browser extension;
Constant distribution of coupons and promotional codes.

Smarty.sale - Large percentage of earnings

One of the highest quality cashback services is Smarty.sale. Buyers from Ukraine, Russia, Belarus, Kazakhstan and the USA can save their money in more than six hundred popular stores of clothing, equipment, cosmetics, etc. At the same time, money back can reach 50% of the purchase price.

Smarty.sale offers not only a refund of some amount to the buyer, but also the opportunity to save more using various coupons and promotional codes, which you can get when you go to a special interface category - Coupons and promotional codes.

Unlike LetyShops, money can be withdrawn starting from 5 rubles. Among all the advantages of this service, the main ones can be identified:

high cashback percentage;
huge selection of stores;
referral program;
the ability to withdraw funds to WebMoney, QIWI e-wallet or bank card;
Availability of promotions and promotional codes.

CashALot.io - Lots of coupons

CashALot.io is a service that provides its customers with the opportunity to return up to 35% of the cost of goods. Through CashALot, customers who want to save money can make purchases at many popular partner stores: AliExpress, Rozetka, GearBest, etc.

The main advantages of this service are that any buyer can receive a good percentage of the price of the purchased product in a short time, use a coupon or promotional code that is available for most partner stores.

The only drawback of this cashback service is the minimum payout amount. It starts from 500 rubles, although for many this will not be a problem. You can withdraw to a WebMoney e-wallet or directly to a bank card. You can also use the Yandex.Money or QIWI service. So, the advantages of this service are:

high cashback interest rate;
the ability to use a coupon or promotional code;
variety of withdrawal methods.

Cash4brands.ru - Minimum payout threshold

The Cash4brands.ru service allows every buyer to save their money without any inconvenience. Registration and authorization on the site is quite simple. There are no problems when using the service.

The interface is very accessible and presentable. If users have any questions, the support service can answer them and help them correctly save money on this service.

Cash4brands.ru. cooperates with a huge number of shopping platforms, providing the opportunity to receive promotional codes or coupons. I think the advantage of the service is that you don’t need to save saved funds up to a certain amount, for example 500 rubles, since you can withdraw even 1 ruble. Payments can be received using WebMoney, PayPal, QIWI wallet, Yandex.Money, or to a Visa or MasterCasd card. The main advantages of Cash4brands.ru are that:

the interface is accessible and attractive;
a large number of partner stores;
possibility of withdrawing minimum funds (from 1 ruble);
a wide range of ways to withdraw saved money.

YouCashback.com - Rare offers

YouCashback.com is a service that is reliable and accessible. Using this site, you can not only buy cosmetics, clothes and shoes, but also order tickets or even rent transport. This service differs from similar ones in that the buyer has access to a multi-currency system.

I believe that this is an advantage of this cashback service, since the client gets the right to choose the currency in which he wants to receive his funds on an electronic wallet, mobile phone or bank card.

The YouCashback.com service has more than 50 items in its list of partner stores (offers). The site interface offers a distribution of stores by category: online stores, tourism and travel, internet services, which is also a plus. Main advantages of the service:

wide profile;
availability, reliability;
multi-currency system;
a wide list of stores cooperating with the service.

KopiKot.ru - Convenient purchasing via Chrome extension

Favorable conditions for purchasing goods and services on the Internet are provided by the fairly popular service KopiKot.ru. With this system, you get the opportunity to return the highest possible percentage of cashback on the cost of your purchases. A large number of brand stores and others have become partners of KopiKot.ru, including ASOS, NIKE, O’STIN and so on.

An important advantage of this service is its technology, since there are special extensions for 4 browsers, which makes work easier because each client can use this service in the browser they are used to.

Actually, from all of the above, I can highlight the following main advantages of KopiKot.ru:

reliability and convenience;
more than a thousand partner stores;
wide choice of withdrawal methods.

Price: Free

Based on the above, I can only say that using cashback services is an ideal way to make your online shopping quick and profitable. Of all the existing systems, we have identified 9 of the most popular and reliable ones, which will provide their customers not only with accessibility and high cashback percentages, but also with a wide range of partner stores. Don’t give up the convenience of online shopping and don’t worry about your money, because with the cashback service it’s so easy.

How to get cashback on Aliexpress? You need to access Aliexpress through special sites, and in this article we will tell you in detail how to do this.
From services you can get cashback of up to 7.5% in Aliexpress and up to 10% and even up to 20% in many other stores.
Hundreds of stores and websites for booking, education, insurance and other areas provide refunds on purchases.

In our article you will always find up-to-date information and the percentage of returns on Aliexpress in 2019.

Cashback literally means “cash back” in English. Who returns the money and for what? It's simple: cashback services reward their users for purchases made with their help in certain online stores.

Of course, this is not an attraction of unprecedented generosity, but a well-established bonus scheme “buyer - intermediary site - store”, beneficial to all three participants. The seller receives a ready-made client, the cashback service receives income and a regular visitor, and the buyer receives the opportunity to save big.

How to choose a cashback site?

It's no secret that many Internet companies, including Aliexpress, are willing to pay to attract customers. And they do this regularly: for every real buyer who follows an affiliate link, the cashback site receives a commission. In turn, he shares the earnings with the user: he returns some part of the order amount to him. All that is required from the buyer is to register in the service and access their favorite online stores through it.

Please note that for products from the TMALL category that Aliexpress places on the first pages and which are delivered from Russia, all services accrue a reduced cashback of 1 - 2% with a long delay and only if you go there directly from the service.
In addition, prices for the same goods are always higher there. For example, Xiaomi RedMI 4X 32 GB in TMALL costs 12,999 rubles, while Chinese sellers offer it for 7,500 rubles.
Taking this into account, we recommend ordering goods from China - it turns out to be more profitable.

Aliexpress, as the largest online trading platform, cooperates with many cashback sites. Experienced Internet shopaholics enjoy using several at once. But there is one important nuance: one order - one service, and which one of them - see where it is more convenient and profitable.

Review of the best cashback services

There is no point in registering on all the sites that offer cashback on Aliexpress. The mechanism of their work is approximately the same, but not all can boast of generosity and reliability. Choose proven services that will not deceive you and will honestly credit you with the bonuses you have earned.
General rule for everyone: the maximum cashback for one order is $40.
If you are a wholesale buyer, split your purchase into several orders.
We present to you the TOP 3 best cashback services from Aliexpress.

No. 1. Letyshops

A universal cashback site for online shopping lovers. Among its partners for 2019 are more than 1,000 stores for every taste.
As for the cooperation between Letyshops and Aliexpress, provided that they use almost constantly valid lety codes, it brings users savings of up to 7.5% or more when purchasing goods from the categories - mobile accessories, clothing, interior items and garden supplies.
When purchasing goods from the Electronics category, cashback will be up to 2.25%.
Purchasing products from other categories will give you a return of up to 4.5%.
The average waiting time for cashback is 33 days.

If you buy goods and services not only from Aliexpress, but also from other stores and services, then this is the most convenient solution because of its versatility.
You can get cashback on almost all possible goods and services in one place.
After registration, you should install . Then, you will not only receive a refund of part of the money for your purchase from the service, but also see the dynamics of changes in the price of the desired product and check the reliability of the seller before purchasing.

Advantages of the service:

the largest selection of stores;
extensive experience, many satisfied clients;
a nice bonus for new clients of the service - increased cash back by 30% on orders in Aliexpress and other stores in the first 7 days after registration;
the most useful and convenient browser extension;
receiving cashback when purchasing through the Aliexpress mobile application;
there is no withdrawal fee;
money can be transferred to Visa, MasterCard bank cards, mobile phone account or electronic payment systems;
There is a loyalty program for regular customers;
periodic, increasing the percentage of returns on Aliexpress to 7.5%, in other stores - cashback up to 30%;
prize draws during promotions;
Full cashback is awarded for all purchases;

Disadvantages of the service:

this service has no significant drawbacks

No. 2. ePN Cashback

Pros of the service:

a large selection of ways to receive money - Yandex, Qiwi, Webmoney, mobile phones and bank cards;
many years of work experience;

No. 3. Cash4Brands

By using, you can get a fairly large cashback on Aliexpress - up to 7%.
Immediately after registration, you will receive the highest CashPremium status and 7% cashback on mobile accessories, clothing, interior items and garden supplies (on electronics - 2.1%, everything else - 5%), but only for two days. After that, everything will depend on the level of earnings in the program.

The basic cashback level for most Aliexpress products is from 1.5% to 5% depending on the product category, but it can be increased by simply making purchases in stores and earning cashback.

The maximum level - CashPremium can also be purchased for 150 rubles per month.
The minimum amount for withdrawal is from 1 rub. You can withdraw it to electronic payments: Webmoney, Qiwi or Yandex wallet. When withdrawing money to your mobile phone balance, you need to accumulate 15 rubles, to a bank card or PayPal account - from 500 rubles.

Disadvantages of the service:

it's hard to achieve CashPremium status

We have dedicated the Cash Brands service, all the details are described there.

Results of our review

Cashback service	Return Aliexp.	Electronics	Stores	Promo codes	Reliability
	3- 7.5* %	1.5 — 2.25* %	1000+		+++++
	4 — 6 %	2.00 %	500+		+++++
	3.5 — 7 %	1.5 — 2.1 %	700	Yes

* - when using Lety codes
The services mentioned in our article are objectively the best of all currently available on this market.
All of them have an excellent reputation, several years of successful work without significant complaints and allow you to withdraw minimal amounts earned.

You can register in all of them, but you won’t be able to buy through all three at the same time; you need to make a choice.
Personally, I prefer to use .
The fact is that the advantages of this service over others are very significant.
What are these advantages:

A very convenient and useful browser extension. Not only will you automatically receive cashback for your purchase, but you will also be able to check the seller’s rating and the dynamics of changes in the price of the product. This will allow you to understand whether there really are discounts.
Largest selection of stores. By registering once you get a refund for purchases not only in Aliexpress, but also in MVideo, Ozon, Booking, Svyaznoy, Ebay, Yulmart, iHerb, Sportmaster, LEtual, Megafon, Beeline... almost all more or less large stores selling online are presented there. It is very comfortable. Moreover, in some stores, the return on purchases is 10% - 20%;
Promotions with prize draws. Letishops is like a friend who wants to please you and cheer you up. For all major events, promotions and holidays are held, in which in a couple of clicks you can get a chance to win prizes.

Whatever cashback service you choose, I wish you good savings in Aliexpress and other stores and will be glad if the materials in this article help you.

How to always buy with cashback?

So, you've looked at the product and decided to save money on your purchase. To get Aliexpress cashback, it is important to follow the basic recommendations:

be sure to go to the store through a cashback site or with the browser extension of your chosen service enabled;
It is advisable to install the plugins offered by the service;
third-party extensions, including Adblock and other ad blockers, must be disabled;
do not use incognito mode;
do not close your browser until you place an order;
add purchases to the cart after leaving the service, and not before;
To select products in advance, mark them as favorites;
place an order only online: by phone, mail or through a consultant - it does not count;
do not use third-party coupons, promotional codes and bonus programs;
It is better to do all these manipulations from a computer - data on transitions from smartphones and mobile applications is more often lost.
for purchases in Russian stores from the Mall category, a reduced cashback is awarded, and with a delay and not in all cases, buy goods only from Chinese stores

Usually, these precautions are enough to ensure that Aliexpress cashback is correctly counted for each purchase.

Step-by-step instructions using Letishops as an example

Let's look at how to use bonus programs when shopping on Aliexpress using Letyshops as an example.

To get cashback faster, do not delay in confirming receipt of goods from Aliexpress. As soon as you fix the delivery, the store will transfer the commission to the service, and the service will transfer it to your bonus account.
As you can see, nothing complicated! Just a few clicks - and your bargain purchases on Aliexpress will become even cheaper. And as people say: “Saving means earning.”

Before answering the question: which cashback service is better and test it based on 2019. We need to get answers to other important questions: first, answers to questions for those who are not in the know.

For those who don’t know, what are these – cashback services and the best cashback?

Cashback is an almost unfamiliar word for most Russians, especially after 40 years of age, but it is extremely important for saving money. So what is cashback and how to use it? If we talk about cashback, what is it in simple words, cashback is a refund of money from your expenses.

This term is widely used in the field of online trading, banking manipulation and online business.

If you need the best cashback on a bank card then look here ⇓

If you want to get the best cashback on a debit card, then here you go ⇓

If you want the best cashback on a credit card, then go here ⇓

If you are interested in the best cashback on cards at gas stations, then welcome here ⇓

🔥Do you already know that there is such a cashback application?💥 ⇒(http://qrooto.ru/app )
QROOTO- a very useful application that helps you purchase cashback (money back); the best discounts on purchases in almost all supermarkets and stores that provide receipts with a QR code. Tested, everything works well!
When registering, enter this invitation code 🔥 212071 and you will receive it immediately 990 points to your account.

Scheme of how the best cashback services work?

TOP 10 cashback services

Cashback	Rating
	★★★★★
	★★★★★
Backmy.Cash	★★★★★
	★★★★☆
Megabonus	★★★★☆
	★★★★☆
	★★★★☆
Copycat	★★★★☆
Biglion	★★★☆☆
	★★★☆☆

Do you think how cashback services make money? Cashback cannot be considered one of the options for providing discounts or promotions. The scheme - how the best cashback works - differs from all the usual discount schemes and is as follows:

The client pays the seller the retail price of the selected product (any other discounts and promotions announced by the seller may be taken into account).

The client receives a refund of part of the purchase price (cashback bonus) from another person - not from the seller himself, but from an affiliate searching for an influx of customers;
The source of cashback is the commission paid by the seller to the affiliate for any of the new buyers. The owners of cashback sites are ready to share commissions received from sellers with buyers, stimulating them to purchase goods and services using their portal.

There is fierce competition among sellers, so they are ready to pay part of the amount from the purchased goods to the one who brought a new buyer. And this is a resource called “cashback service”. And here the benefit is that you don’t have to invest in advertising, which may not bring anyone. There are also convenient affiliate programs through which you can earn money by attracting new customers to online stores.

Is it possible to “attract” yourself? In short, this is the best cashback, when the buyer receives bonuses from making his own purchases. Agree, returning from 10 to 30% of the purchase price is very tempting. Especially when it comes to serious expensive acquisitions.

For example, I bought a tablet for 20,000 rubles. and received 2000 rubles. or 6000 rub. back as cashback! Profitable, isn't it?!

How to use cashback services and get the best cashback?

Most often, a new buyer will have to complete only 2 steps:

1. Register on your favorite site. There, a new buyer will be able to track his income and, if necessary, withdraw money earned from cashbacks in any convenient way.

2. Install a special extension in your browser. This action will help significantly simplify the process of receiving cashback. In addition, with its help, a new buyer will be able to immediately see what percentage of the amount spent on the purchase will be returned to him.

The best cashback services: which cashback service is better?

Get acquainted with the short analytical TOP

Best cashback service / Rating, review of cashback services, comparison 2019

For convenience, by clicking on the service name link, you will go directly to the official page of this cashback service, where you can find more detailed information and instructions. In the last subheadings of this article there are topics that, by studying them, you will not only save money, but also earn some good money!

For your convenience: by clicking on the name of a cashback service, you will immediately be taken to the official page of this service. Choose the best one for yourself, follow the links, register and immediately receive an introductory cashback of up to 300 rubles!

Be sure to study the question about this information - and then, believe me, with the help of these cards, you can really save a lot more!

Rating of cashback services, review, comparison 2019

Which cashback is better - TOP 11

TOP 1. Cashback, best service cashback(LETISHOPS)

This letyshops cashback service deserves attention because upon registration, each new client will be able to immediately receive more than 200 rubles into their account as a gift. In letyshops cash back, the rates are different, because each online store itself determines how much it can give to customers from a purchase. And there are already 1000 cashback stores in this letishop service!

It should be remembered that the generosity of a service is usually judged by how much it can return when purchasing from sites, and letyshops cashback is good at this, you can check it yourself.

TOP 2.

Cashback service ePN is one of the most reliable services. He also has an affiliate program that helps to make a profit from Aliexpress by posting, for example, affiliate links to popular products on any pages on social networks. Find out how to use ePN CASH BACK

Not long ago, this epn cash back affiliate program connected several more large online stores, so epn cashback is expanding, here are some well-known stores with cashback from this service:

A) Banggood(is the largest Chinese store that allows you to buy even goods that cannot be found on Aliexpress with banggood cashback.
b) GearBest ( — popular largest store, huge selection of different, high-quality goods . V)OZON ( ) - a large store in Russia where you can buy almost everything and get the best cashback .
G) A well-known store you can read about how you can save money while earning money.

Cashback service TOP 3.
« Backmy.cash»

A fairly advanced service https://backmy.cash/ which has been operating since 2016 and also has in its arsenal popular and popular online resources: AliExpress, Booking, L'Etoile, Aviasales, Perekrestok and many other online stores, without which It’s impossible to imagine shopping online.
Register using this referral link and receive your referral bonuses Backmy.Cash . The rates are higher than almost all competitors, check for yourself, this is really true. Please note that on this site (both in the application and in the extension) in the search bar you can enter not only the name of the store where you want to buy something, but also simply the category of the product, for example, “toys” or “earrings”. The search engine will return stores where you will find products matching your request. Use and save.

Top 4. Megabonus (formerly Alibonus cashback service.

Another cashback service worthy of your attention, it also helps you save a lot on purchases and has many positive reviews; it is also a cashback search engine. It has a special search line in which you need to enter the name of the product (for better results, enter in English). As a result, the online store, the price of the product and your cashback will be indicated. All this simplifies the task of searching and analyzing the desired product. Try it yourself, it's very convenient.

If you often buy on Aliexpress, then you can use this generous and optimal cashback, so you will get back up to 8.5% on everything. On other cashback services there is often less cashback on purchases from Aliexpress. With MEGABONUS you will also receive a very generous affiliate program that will help you make a profit of up to 50% from your referrals.

TOP 5 - cashback service KOPIKOT.RU

A very popular cashback service with a cute name, working with more than a thousand online stores. Kopicot.ru is considered one of the largest cashback services in the CIS. This is not surprising, because it is he who enjoys the highest popularity.

When registering, you, as a new user, will immediately receive 100 rubles as a gift. If you refer a friend, you will receive another 300 rubles for each - when your friend, in turn, earns 500 rubles on his purchases. The interface of the resource is simple, there are quite a lot of stores, connect:

The best cashback service TOP 6.

This is another popular cashback service in the CIS, more than 1,300 stores, including in Ukraine, Kazakhstan, and Belarus. By following the link, you can learn more about this type of cashback service and even calculate your cashback. By installing the extension from PROMO CODES.net you can increase your cashback up to 25%! Just below, you can watch a video about this and other cashback services described above.

Best cashback services TOP 7.

Another cashback service, with a large selection of stores (more than 800) and an attractive affiliate program.

TOP 8.

This is also a very good cashback service, operating in most countries of the world (there are versions of the resource in many languages). This also convinces us of the reliability of the site.

If you register using a link from this site, then immediately after registration you will receive a pleasant welcome cashback in the amount of 300 rubles. In general, the resource pleases with its reliability and many opportunities to save on long-awaited purchases.

TOP 9. Best cashback

Another profitable service for saving on purchases and returning part of the money spent up to 35%. Subscribers from any country can use this service. When registering, you immediately receive cashback - a bonus in the amount of 100 rubles!!!

TOP 10. Best cashback from the service BIGLION:

The BIGLION service is known to most online store users as a service of coupons and discounts, since it has been operating as a cashback service since November 2017.

This service ( https://www.biglion.ru/cashback/ ) there are more than 800 partner stores and more than 2 million users, which means stability and wide choice for those who make purchases online.

Advantages of the service:

There is no minimum withdrawal amount. You can withdraw any amount (even 1 ruble).
Cashback funds can easily be spent on Biglion coupons.
Withdrawal is available to a bank card, withdrawal is issued through a request through the support service,
There is no commission for withdrawal, payment processing time is 3-5 business days. days.

In addition, this service has an assistant in the form of turbo cashback,

Find out more details on the service itself. BIGLION and turbo cashback .

The best cashback services TOP 7.

To become a member of the service, you need to write an email to: [email protected] and indicate: 1. Your e-mail; 2. Created password; 3. In the response letter, the service will send the new participant an affiliate link. With which you can receive a refund for life.

Wallet for transferring funds earned as rewards. Possible options:

telephone numbers of Russian telecom operators;
WebMoney wallet with Russian currency;
Bankcard number

For other details and rules of these services, to get your cashback and make an objective review of cashback services, read more through the links the same color ⇑ above.

How to work with cashback services?

By the way, sometimes you can even do without installing a special plugin. To do this, you need to follow the specified link from the site or take the link to the product and run it through the converter on the site of your chosen cashback service. There is nothing complicated about using cashbacks.
In this article, you have seen some of the best cashback services. Thanks to the information received, everyone will be able to choose the most convenient cashback service for themselves and receive benefits when purchasing in thousands of online stores! Therefore, it makes sense to find out about other good optimal services and choose the best cashback service in your opinion.

Which cashback is better to get double cashback from your own purchase and from the purchase of others?

Any of the services described on this site has an affiliate program. This means that if you, as a new user, can attract other people to the system using your affiliate link, you will receive additional interest from their income in the system. This encourages you not to limit yourself to registering on just one of the services. After all, one can be used to save on your own purchases, while others can be used to invite other people. Perhaps they will like another cashback resource more and they will begin to cooperate with it, and the person who shared the link will be able to receive additional income, and no one loses from this, neither the one who came, nor the one who invited, it’s profitable and even very profitable!

It can also be useful to regularly share affiliate links for cashback with friends and tell them about the opportunity to save money on purchases. We repeat once again, no one will suffer from this, and the benefits will be mutual and it will be good for you and for them.

Cashback services: how to save, earn. What's the catch?

And there is no catch. Did you know that you can not only save good money using these cashback services, but also earn good money! So, everyone who registers using the links from the sites suggested above can not only significantly reduce their expenses when making purchases, but also earn extra money through these resources, simply by inviting other people to save with you.

If you know of any other cashback services that deserve attention, write about these resources in the comments to the article. If some services led to any additional costs, also write about them so that other people do not encounter a similar problem.

Now all that remains is to choose the one you like the most, the highest cashback and start looking at the links on how to optimally do this.

Cashbench wishes you productive and creative savings in 2019.

Hello, dear readers of the blog site. Recently, the word “cashback” has been heard more and more often in the information space. It presses, weighs down and attacks our brain. They clearly want to lure us somewhere or attract us with this word that is not yet quite familiar to the ear.

Probably, the first association with it will be something related to plastic cards and some kind of percentage of deductions for purchases using them. But in fact, cashback extends much wider than the banking sector.

It turns out that many netizens no longer think online shopping without cashback, because this allows you to save significantly. In some ways, this can be compared with promotional codes for a discount, but here the scheme is still somewhat different, but no less effective. So what is Cash Back? Let's figure it out.

What is cashback in simple words

This term (word) is used to designate a kind of discount, which, however, is applied not before the purchase (i.e., does not reduce the original price), but after (after the fact). Cashback is usually expressed as a percentage of the amount you spent. Literally translated, this phrase means “money back” or, more succinctly, “refund of part of the money spent”.

Cash Back is used in various areas of commercial activity, but you and I will most often encounter this word when handling bank payment cards and when paying for goods in online stores. As I already said, almost everyone knows about the first option, but a slightly smaller number of people know about the second, although there you will be able to save much more on “post-discounts” (sometimes by several times).

Why should banks and online stores return part of our money? Why not keep them for yourself? What kind of patronage is this? ? I hasten to reassure you that cashback is just as beneficial for banks and stores as it is for you and me (and maybe even more). Agree that you feel much better when you understand that this is not “free cheese” (dangerous), but a completely profitable enterprise for the “good uncle”. But how do they benefit from discounts? Let's figure it out.

For them (banks and online stores), the main thing is to sell a service or product. In the usual case, this requires spending money on advertising (on TV, on the Internet, in newspapers, etc.). The cost of a product or service already includes the price of advertising. Already! But if you make advertising more effective (that is, reduce its share in each product or service), then the price can be reduced.

Here this is precisely the purpose they serve various promotions, discounts, sales and our review hero - cashback. Agree that if discounts are advertised, then the return on advertising increases significantly and these same discounts (although in our reality they are often fictitious) will not hit the seller’s pocket, because they will reduce the percentage of the advertising component in each unit of goods.

Cash Back is generally a wonderful thing. It’s one thing to buy a product cheaper, but quite another to get some of the money back from your purchase. Even from a psychological point of view it can be attractive. Well, this is beneficial for banks and sellers, first of all, because for some time this money (your cashback) can be “spinned”, i.e. use for your own purposes. For us this is a trifle, but for them it is an additional benefit and a good argument for “cashback” when choosing the option of the offered “attractive discount”.

Cash Back for bank card payments - how to use it

Let's first Let's go over the cashback of bank cards. We found out that this is a tool for attracting new cardholders, because using them becomes more profitable for people than paying with “cash” (cash), because Some of the money for purchases is returned. Well, it’s beneficial for the bank to have your money on its cards, because it can be “turned over” (lent out at high interest rates).

In addition, banks charge stores a percentage for paying for goods with their card, and this percentage either completely covers the cashback included in the card, or mostly compensates for it. In general, the bank won’t be left with any money – you don’t have to worry about it. Those. Cash Back on payment cards is in no way “free cheese”, but a wonderful “deferred discount”, which is more profitable than a regular (effective immediately) discount, because the money still remains in circulation.

How is cashback on payment cards beneficial to you and me?? Obviously, this way you can save money (a trifle, but nice). But it is still worth studying the proposals of various banks in this regard, because:

Different banks may have different Cash Back percentages. Here you need to choose the golden mean between convenience and benefit.
Some banks offer “cash back” only for purchases at certain stores, gas stations, cafes, restaurants, etc. Be careful, because this can seriously change the “alignment”.
Quite often, banks can change the percentage of money returned upon purchase, which is called “on promotion”. Let’s say this month there are big discounts (high cashback percentages) on “everything for repairs”, and tomorrow on something else.

All in all, to get the maximum benefit from this business, one must “always be aware.” It probably makes sense to subscribe to their bank’s Email or SMS newsletter so as not to miss out on your “golden cashback”.

Withdrawal of cashback (and partner rewards) is possible starting from the amount of $0.2 to electronic wallets (WebMoney, Yandex Money, Qiwi) or to a plastic card (bank account).

LetiShop - Cash Back in 1000 online stores

LetiShop- this cashback service does not have a very high percentage of money back from AliExpress (compared to EPN), but it has almost thousand online stores(including popular ones in RuNet).

How about, for example, a 21% refund on Player.ru? This online store already has the best prices for almost everything, but then such a crazy amount will be returned through LetiShop. It’s a pity that I didn’t know about this when upgrading my computer park. True, the return percentage will be different for different groups of goods (from 1 to 21 percent).

To purchase, just go to the store from the LetiShop website, or you can install Letyshops extension into your browser to see Cash Back for the online stores you visit and quickly apply it.

When the refund is activated, the plugin icon will be green, and if it is not yet activated, the plugin icon will be red. Keep this in mind when shopping.

Other popular Cash Back services

CashFoBrands— is considered almost the best of all cashback services in terms of benefits and reliability of receiving returns. You can withdraw amounts starting from one ruble to plastic cards, e-wallets or a mobile phone account. It cooperates with almost a thousand stores where you can get a fairly decent percentage of returns (for example, on AliExpress cashback up to 10%).
It is possible to get free coupons for additional discounts. Also, if you find another cashback service with a higher percentage of returns, you can contact the Cash4brands administration and get a better offer from them.
To receive a refund for a purchase, you need to go to the desired store only from the pages of this service, by finding and clicking on the name of the store in the list, or by using the search at the top of the page.
AliBonus— a highly specialized cashback service, focused on returning part of the money only for purchases on AliExpress. The refundable percentage is quite large - 10%. But it is cumulative. At first you will have 7%, but as the number of purchases increases, the deductible percentage will also increase (up to the coveted ten).
To activate cashback, you just need to click on the button of the same name on the main page of the service, or install their extension in your browser. Withdrawal of money returned for purchases is possible to QIWI, Webmoney, Yandex-money, cards of Russian and Ukrainian banks, as well as to a phone number account.
Alme.ru is a cashback service that offers discounts on goods and services in a variety of areas. So, you can find great deals in the following categories:
1. beauty and health;
2. shoes and clothing;
3. sporting goods;
4. everything for tourism and travel;
5. Products for children;
6. food delivery;
7. decorations;
8. goods for the site, home;
9. entertainment, leisure;
10. communications and internet;
11. services;
12. education;
13. finances (loans, insurance, cards, etc.).
*click on the picture to open it full size in a new window
Alme has its own extension for browsers: cashback is credited upon purchase when it is active (the green icon should be displayed).
Payments in this cashback service can be ordered upon reaching the minimum amount of 500 rubles. In this case, the amounts must be multiples of 500 rubles.
Withdrawal methods:
1. Yandex money;
2. Kiwi;
3. mobile phone account;
4. bank accounts/cards.
With Alme you can also earn money in the affiliate program: each active referral you bring will bring you 200 rubles. If this referral also decides to participate in the affiliate program, then you can earn up to 50,000 rubles from him, according to the cashback service. The fact is that there are several levels in the referral program, and from each level you will receive income.
— a well-known service of discounts and coupons has also launched a cashback platform; the database already includes all major stores.
Interestingly, returns are available not only for online purchases, but in regular stores - you just need to take a photo of the receipt. There is also a browser plugin that will always tell you if there is an opportunity to save money.
CopyCat— a cashback service with many online stores (more than a thousand, including the purchase of air and train tickets), from which a refund is possible. There is a plugin for browsers for your convenience, and in the left menu of CopyCat you can also find additional discounts. Current promotions and supercabs that are taking place will also be listed there.
Withdrawals are possible to plastic cards or various electronic money systems, as well as to a mobile phone account. The minimum amount for withdrawal is 500 rubles.

But in general

There is an expression: if you save, you earn it. And I fully support him. If you have the opportunity to buy goods or get a bank card with a partial refund (even if small), then you should not neglect it. Another thing is that in order to save more money, you will need to compare cashback percentages in various services in order to choose the best. But even a worse return rate will be better than none at all.

You saved a little here, a little there - that’s the amount you need to buy something else that you otherwise wouldn’t be able to afford. IMHO.

Good luck to you! See you soon on the pages of the blog site

What is the essence?

First, let's figure out what cashback is. This innovation first appeared in the banking sector in the early 90s of the last century. Western financial institutions, in order to attract customers, issued cards with the possibility of returning from 1 to 5% of the funds spent. The promotions applied to a limited number of purchases made at pharmacies, gas stations and grocery stores.

Banks in the CIS countries did not immediately master the new technology, so today such a service is offered by a limited number of financial institutions - Avangard, Tinkoff, Vneshtorgbank and others. You can choose from one of two options - a debit or credit card, and the amount of refunded funds is no more than 3-5%. Sometimes we are not talking about “pure” money, but about points that can later be spent on any goods.

In other words, cashback on bank cards is a service that involves returning a certain percentage of the amount spent to the buyer’s account. The amount of this amount is set individually by each bank and may change. In most financial institutions, the figure does not exceed 1% of funds spent.

To beat large competitors, small banks offer better conditions and a higher cashback percentage, which can reach 2-3%. The downside is that such “benefits” do not apply to all purchases, but only to partner outlets - restaurants, gas stations and others. Each bank has its own list of places where you can use the service.

With the growing popularity of the cashback option, portals began to appear on the Internet, allowing users to save money on purchases. The peculiarity of the sites is that they immediately provide information regarding the money saved and guarantee the return of a certain percentage of funds when making a purchase. Some services work on a different principle and offer payment only of a fixed amount, regardless of the amount of money spent.

The received discount can be withdrawn to a bank card or virtual wallet on the Internet - Qiwi, Yandex.Money or WebMoney. Often such sites conduct “multipolar” activities, that is, they not only provide discounts for visitors, but also allow them to compare products, study comments and reviews of other users. As a result, the visitor solves two problems at once - he receives a refund of a certain amount and chooses the most suitable product.

The main requirement of the services is the presence of a certain amount in the account, the amount of which may vary depending on the site. As a rule, strict conditions are not set here, and in most cases one ruble is enough.

How it works?

The principle of operation of the service is clear even to novice Internet users who decide to make a purchase. The action algorithm is as follows:

Decide on a resource that offers the greatest discount and cooperates with the required store.
Select the appropriate product, add it to your cart, and then pay the stated price. Please note that payment is made immediately, that is, before receiving the goods.
The online store that sends the goods transfers a certain amount to the aggregator site (the buyer receives part of it).

The returned funds are credited to a virtual account, which must be selected at the registration stage. The time for crediting money ranges from 24 hours to 1.5 months. It is unlikely that it will be possible to speed up the process, because this is due to the peculiarities of the banking system and its focus on security.

To find out whether money has been credited to your account or not, you need to go to your personal account on the aggregator website. The interface on different sites is usually the same. The user sees two amounts - the amount of funds that must be returned, as well as the purchase price. As soon as the agreed amount is credited to the account, the user receives a corresponding notification by e-mail. There are many such sites operating in Russia, so there will be no problems with the choice.

Pros and cons of refunds

If we consider the cashback option from the buyer’s perspective, we can highlight only positive features:

Refund of part of the money spent when making a purchase.
Almost instant receipt of funds (if we are talking about a bank card).
Providing real savings on frequent purchases.
Encouraging credit card users to switch to non-cash payments. As a result, greater transparency of the financial market is ensured.

Despite the undeniable advantages, the Cashback option also has a number of disadvantages:

The list of retail outlets where you can make purchases with a guaranteed refund of part of the funds is limited. A person does not have the opportunity to choose the store that is closest.
The presence of a return function is a kind of “drug” that forces you to make more purchases in order to receive higher discounts in the future.
Bank cards with a refund option require a higher service fee, which, if the cashback function is rarely used, reduces the existing benefit to “no”.
If the option is enabled on a credit card, the interest on the loan will be slightly higher by default, which will also offset the savings when making a purchase with credit money.

After considering the theoretical part, it’s worth moving on to practice and highlighting the best cashback cards in 2017. Let us immediately note that the number of cards with this option in Russia is in the dozens, so the main goal when choosing is to obtain the highest percentage of return. In addition, the proposed cards can be issued online, which creates additional convenience for users.

So, let's look at the best options:

"Alfa-Bank - Cashback 10%". The leader in issuing cards with a cashback option is Alfa-Bank, which is considered one of the youngest and most promising credit institutions. A user of Alfa-Bank - Cashback 10% can count on a 10% return when paying for goods at a gas station and 5% when purchasing catering products. Other purchases come with a 1% refund. You can apply for a debit card online. Its release is free, and the cost of maintenance is 1990 rubles per year.

Delivery of “plastic” is carried out to any branch throughout the country, and in the capital (within the Moscow Ring Road) it is completely free. The grace period for this card is two months. Features include the ability to top up without commission, free SMS notifications and mobile banking. The user is also credited with 7% on the account balance.

"Alfa Bank - Crossroads". The peculiarity of this card is that you can return part of your money when making purchases in supermarkets. There is a bonus program here, according to which for every ten rubles spent the user receives a return equal to 3% of the purchase. At other points that are not on the special list, only 1% is returned. The card is issued free of charge, but you will have to pay 490 rubles for the year.
"Tinkoff BlackPlatinum". The peculiarity of “plastic” is the return of up to 5% of the money spent (but for a certain list of stores). This is a convenient bank card even for those people who are not interested in cashback. It provides free interbank banking, transfer of funds to other plastic cards without commission, as well as the opportunity to avoid service fees.

The high level of cashback is personal. This means that the financial institution determines the amount of the discount taking into account the interests of the client. In some retail outlets, 5% of the purchase price is returned, and in others - 1%. Payments are made in national currency, which is very convenient for users and eliminates the need for conversion. Returned funds are immediately credited to your account and are ready for use.

Issuing a card is free, as is the first month of using plastic. Subsequently, using the card will cost 99 rubles per month. If the account has more than 30 thousand rubles, no service fee is charged.

"Tinkoff - Aliexpress"- a special type of plastic card, “tailored” for purchases in the large online store Aliexpress. When making purchases at this outlet, 5% of the amount spent is returned. When paying by card in regular stores, only 1% is returned. The advantage of “plastic” is that cashback is accrued for all purchases, including gift certificates. It is worth noting that it is not money that is returned to the account, but bonuses that can be written off when making purchases.
“Benefit” from Home Credit. The peculiarity of a plastic card with cashback is a return of up to 10% of funds when making a purchase at one of the retail outlets that are partners of the bank. If the user spends money at gas stations, cafes and restaurants, you can count on a 3% return, and for other purchases - 1%. An interesting point is that part of the money is returned even when paying for the services of mobile operators, transferring funds for housing and communal services or the Internet. Cashback is paid in points, which are easily converted into regular money. However, there is no limit for converting funds. All manipulations are carried out through your personal account, as well as in a special section on the banking institution’s website.

The number of profitable products for banking clients is growing. At the same time, another direction is developing - aggregator sites, which were mentioned above. Below we will look at the best cashback services in Russia, offering the greatest discounts, which are easy to use and reliable.

When compiling the rating, the following parameters were taken into account - the number of online stores with which the service cooperates, the availability of additional bonuses after registration, the number of ways to withdraw funds (the more there are, the higher the site in the rating), the minimum amount for withdrawal, as well as the size cashback when making purchases.

The best cashback services in Russia include:

Letyshops is one of the most popular cashback services, which is in particular demand among Russian residents. The site developers tried to create a universal resource that would allow you to receive refunds from the largest number of stores. They completely succeeded. Today Letishop cooperates with almost 1000 retail outlets operating not only in the CIS, but throughout the world.

First you need to register on the site, for which you just need to indicate your e-mail and login. Afterwards, the system will ask you to confirm your mailbox and enter some data - gender, date of birth and others. You can immediately select several stores where you plan to make purchases.

After completing registration, you need to install a browser extension to quickly find out which sites provide bonuses and in what volume. After installing the plugin, the browser must be restarted.

The profile and returned money are managed through your personal account. It is worth noting that there are several account levels, the type of which determines the percentage of funds returned.

To count on cashback, the user must go to the store through the service page. However, the refund option does not apply to products sold on promotion.

. Today, Kopikot is considered one of the most convenient and accessible cashback services in Russia. Refunds are processed in three simple steps. First, the user selects a store, makes a purchase and receives a certain amount back. To be guaranteed to take advantage of cashback, you must adhere to a few simple rules - do not use other bonuses and discounts, apply only those promotional codes that were sent by this service, and also make purchases through Copicot. When making transactions via phone, you only need to use the browser version of the service. In addition, if Incognito mode is enabled on your PC, the purchase will also not be counted.

If you purchase goods from an Aliexpress, Ozone or Bon Prinx store, you can expect a refund of up to 5.5%. Interestingly, a number of services offer larger cashback of up to 8% for the same online stores. In other retail outlets of the Network, the return rate is lower. For example, in the Adidas store - 5%, in Daughters and Sons - 3%, in Sportmaster - 2.5%, and so on.

EPNCashBack is a service that has been operating since 2015. From the first days of opening, he earned a reputation as one of the best partners of the Aliexpress online store. The rebate rate is 4.5%, and for purchases via mobile phone - 2.2%. But this is not the limit. If you participate in promotions and use promotional codes, the return percentage may be higher.
Biglion. The well-known coupon site Biglion has been providing the Cashback service since November 2017. Today, the percentage of returns from purchases is one of the highest! The service is constantly working to expand its network of partner stores. Therefore, shopping becomes more profitable every day! Biglion cooperates with more than 800 Russian and foreign online stores, including Aliexpress, Booking.com, Samsung, M-Video, Gear Best. The site has a quick search for partners. Thanks to this, you don’t have to spend a lot of time browsing through all partner online boutiques.

In addition to Aliexpress, EPN also works with other online platforms - Banggood (4.5-5%), Ozone (4-10%), Asos (5%), GirBest (6%) and others. The advantages of the service include direct cooperation with online stores, fast calculation of refunds, availability of all popular withdrawal methods, the ability to make purchases using a smartphone, and much more.

In addition to those already listed, it is worth highlighting a number of other cashback services - Alibonus, Megabonus, Cash4Brands and others.

Results

The benefits of the cashback option are difficult to overestimate. With its help, you can make purchases in popular online stores or regular retail outlets, counting on getting a refund of part of the money spent. The main thing is to carefully choose a suitable card or special service that offers the best conditions for clients.